Providers of eMoney, payment, and crypto asset services in the EU must be licensed. Multiple licenses exists; businesses must ascertain which is appropriate for their usage case. Requirements are extensive and the authorisation process intensive; in most cases, regulators expect capability in advance. On authorisation, you can ‘passport’ across the EU/EEA, accessing a market of […]
European Financial Centres: Driving Economic Development
Financial Services are significant in Europe, accounting for over 9% of economic output. London and Frankfurt
EU DORA: What Financial Firms and FinTechs Must Know
The EU Digital Operational Resilience Act became mandatory on 17.01.2025 and seeks to improve operational risk and business continuity in EU financial services. With 70+ pages and hundreds of requirements, DORA sets a new standard for financial services ICT
Estonian FinTech: European Digital Finance Leader
Estonia has 200-250 fintech companies. Key segments of the industry are Digital Lending, Payments, Neobanking, Crypto Assets and Regtech. Understand the environment, trends and key players.
FinTech in Europe: FinTechs shaping payments and finance services
The largest markets for FinTech in Europe are UK, France and Germany. The Netherlands and Sweden are notable. Ireland, Estonia and Lithuania are small but high-value centres of Fintech in Europe.
Payments hubs Malta and Cyprus compete to lead in crypto assets.




