Banking-as-a-Service (BaaS) is when an authorised financial institution allows a non-bank to offer financial services on its infrastructure. BaaS lowers barriers to entry in financial services but creates investment and compliance obligations. The models available, their financial and practical implications are often misunderstood. Clarifying key elements at the outset leads to better business fit, economics […]
What is Banking as a Service?
Banking as a Service (BaaS) occurs when an authorised financial institution allows a non-bank business to offer financial services on a white-label basis. This allows the non-bank to creatie new revenue streams, better customer experiences and deeper relationships. BaaS lowers the barrier to entry to financial services and is profitable at scale. However, it remains […]
European Financial Centres: Driving Economic Development
Financial Services are significant in Europe, accounting for over 9% of economic output. London and Frankfurt

