eCommerce Payments Consulting
We work with merchants, marketplaces and payment service providers, providing unique capability in digital business models.
eCommerce Payments Consulting helps clients to secure payment processing, achieve the optimal payment mix, reduce costs, and leverage technology to grow sales and fight fraud.
eCommerce is booming
Online sales grow as technology drives reach, contextual customer experiences, and improved efficiency.
Growth is uneven, with each market having specific payment mix, regulatory, and financial crime characteristics.
To succeed at scale requires the seamless integration of excellent front-end capability with effective payment processing and technology.
eCommerce Payments Consulting helps merchants and marketplaces to develop winning strategies, source solutions, and operate efficiently.
global ecommerce revenue, 2025
global payment fraud, 2025
share of global retail sales, 2025
CAGR in global eCommerce market
eCommerce Sectors
We provide eCommerce payments consulting across a range of sectors.
01
Merchants
02
Marketplaces
03
PSPs
04
Cyber
05
FinTechs
06
RegTechs
Services for eCommerce
Comprehensive eCommerce payments consulting to enhance your business.
Payment Processing
Secure reliable payment processing from PSPs offering the best payment mix, sector knowledge, cost, and service.
Alternative Payment Methods
Understand and implement Crypto processing, PayPal, wallet, mobile, and other emerging APMs.
Merchant Accounts
Multi-currency bank accounts for merchants and marketplace to secure reliable and affordable pay-ins and pay-outs.
Payments Optimisation
Identify opportunities to enhance your payment mix, cost, and settlement terms.
eCommerce Technology
Define requirements and source competitive deals from payment gateways, regtech, and cyber providers.
Card Scheme Membership
Become a principal member of Visa and Mastercard to directly process and accept card payments.
eCommerce Regulation
Comply with PCI-DSS, card scheme and SCA obligations, secure Payment and eMoney Institution licenses in Europe.
Back Office
Improve efficiency by streamlining settlement, reconciliation, dispute and reporting processes.
eCommerce Accounting
Understand eCommerce reporting and taxation in Europe, source reliable solutions.
eCommerce Partners
eCommerce Coverage
| Channels | Payment Mix | Embedded Credit | Technologies |
|---|---|---|---|
| eCommerce | Alternative Payment Methods | BNPL | Anti Money Laundering |
| Mail Order, Telephone Order (MOTO) | Bank Transfer | Charge Card | API Ecosystem |
| Partners | Cards | Credit Line | Cyber Security |
| Pay by Link | Cash | Hire Purchase | Hosted Payment Page |
| Point of Sale (POS) | Crypto | Instalment | Identify Verification |
| Server-to-Server | Digital Wallets | Leasing | Open Banking |
| Shopping Carts | Internal / A2A | Revolving Credit | Payment Gateway |
| Virtual Terminal | PayPal | Payment Hub | |
| Recurring | Tokenisation | ||
| Reward Points |
Sure helps merchants and marketplaces find the right payment processing partner for their sector, market, volumes and payment mix. We provide a comprehensive solution including analysis, pricing review, technology review, application and implementation support. Sure will ensure ongoing performance and compliance are optimal.
Payment Gateways integrate merchants and marketplaces to acquirers to enable payment processing. Gateways cover multiple channels, including eCommerce, A2A, and POS. Gateways support a payment mix across cards, digital wallets, bank transfers, BNPL and alternative payment methods. Features including transaction routing, 3DS and velocity checks, tokenisation, chargeback alerts, and accounting optimise engagement and operations.
Revenue generated by merchants and marketplaces in 2024 was USD 4tn. eCommerce accounts for 17% of global retail sales. China and the United States are the largest markets. Cards remain the favoured payment method but alternative payment methods grow. Global eCommerce has experienced 10% CAGR for several years and will continue.
A key trend is wider adoption, as more consumers access the digital channel and both they and merchants benefit. Advances in data analytics are driving better personalisation. Advances in payment processing provide new opportunities to craft local payment experiences, reduce cost and settlement times. Financial crime grows rapidly in volume and complexity.
It pays to be Sure
From start-up to scale, Sure is by your side.