Advisory Services for Lenders
Embrace technology to grow lending, reduce NPLs, and automate processes with expert advisory services for lenders.
Unlock data-driven insights
Rapid changes in clients, interest rates, and lending technology disrupt consumer and corporate lending.
Reaching borrowers with personalised product, at the right time and price requires data, user experience and loan automation.
Achieving this economically and compliantly is a challenge, especially as risks change rapidly.
Advisory services for lenders blends strategy, regulation, and lending technology to sustain performance at scale.
growth in NBFI lending, 2025
global lending market, 2023
listed fixed income, 2023
global P2P lending, 2023
Sectors
We provide advisory services for lenders across a range of sectors.
01
Asset Backed
02
Banks
03
Credit Unions
04
Crowdfunding
05
Online
06
Peer-to-Peer
07
Retailers
Services
Comprehensive advisory services for lenders to enhance their business.
Strategy
Capitalise on product, market, and technology opportunities with industry data and expert insights.
Regulation
Secure licenses in the EU and UK in a capital-friendly manner, meet your compliance obligations.
Technology Sourcing
Source competitive deals from reliable analytics, portfolio management, and lending technology companies.
Risk Management
Integrate policies and procedures to mitigate credit, liquidity, market, and operational risks.
Loan Automation
Streamline processes and embed rules to improve customer experience and governance.
Business Model Change
Optimise operating and revenue models with advice on growth, transformation and innovation.
Coverage
| Loan Products | Repayment Schedules | Fees and Interest | Lending Technology |
|---|---|---|---|
| Asset Backed | Amortising | Commitment Interest | Artificial Intelligence |
| Bonds | Annuity | Custom | Blockchain |
| Business Lending | Balloon | Fixed Interest | Client Engagement |
| Buy Now Pay Later | Bullet | Monitoring Fee | Core Banking |
| Charge Card | Custom | Penalty Fee | Credit Scoring |
| Consumer Credit | Fixed | Penalty Interest | Custom Software |
| Green Loans | Repayment Holiday | Processing Fee | Loan Management Systems |
| Hire Purchase | Restructure | Reschedule Fee | Mobile Apps |
| Invoice Finance | Variable | Security Fee | RegTech |
| Leasing | Variable Interest | ||
| Microfinance | |||
| Mortgage | |||
| Overdraft | |||
| Payday Loan | |||
| Private Placement | |||
| Revolving Credit | |||
| Short-term Loan | |||
| Slice | |||
| Structured | 极 | ||
| Term Loan |
Sure can help you secure a lending license. We provide a comprehensive solution, including which license and jurisdiction are optimal, business plan development, sourcing of lending technology, preparation of license applications and regulatory engagement. We ensure ongoing compliance.
Embedded credit is lending which is integrated into non-financial processes and platforms, such as eCommerce. Customers borrow at the point of sale rather than via a separate workflow. Embedded credit improves customer experience, merchant conversion rates, and average sale sizes. Embedded credit requires loan automation to make the process seamless.
Buy Now, Pay Later (BNPL) is a form of embedded credit where the cost of a purchase is split into several fixed instalments repaid over a short term. BNPL loans are typically interest-free, making it attractive for eCommerce, where the alternative is buying using a credit card. BNPL providers make money by charging the retailer a merchant fee and the borrowers penalty fees and interest.
Interest rates in the Eurozone are falling from 2024 peaks, making borrowing more affordable but reducing the spread to deposits. Credit policies are tightening in many consumer and corporate segments due to weak economic conditions. Adoption of AI improve risk analysis, loan automation, and assets:liabilities.
It pays to be Sure
From start-up scale, Sure is by your side.