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Fintechs

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Financial Technology

What is Electronic Money? Considerations for Corporates and EMIs

November 22, 2025 neilmathieson Comments Off on What is Electronic Money? Considerations for Corporates and EMIs

To be classified as e-Money, certain characteristics must be fulfilled: What are examples of Electronic Money? Why does Electronic Money Matter? For corporates, e-Money is an alternative to traditional bank accounts and payment rails. e-Money is flexible and able to cover numerous use cases, currencies, and enable real-time transactions. Often cheaper

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Financial Technology

What are interchange fees and why do they matter?

September 24, 2025 neilmathieson Comments Off on What are interchange fees and why do they matter?

Interchange fees are the costs applied to a merchant when a customer makes a credit or debit card payment. The fee is collected by the payment acquirer and then apportioned to the card issuer, card network and acquirer. Example of interchange fees? For an EUR 100 card payment the unit economics

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