FinTech Consulting for Banks
Embrace financial technology to offer personalised CX, improve efficiency, and agility with expert fintech consulting for banks.
Innovate or stagnate
Traditional banks face challenges to modernise their financial technology while meeting customer experience, financial and compliance goals.
Neobanks face headwinds to reach break-even, access funding, and beat rising financial crime.
All market participants must remain vigilant as advances in AI, data analytics and automation disrupt.
Fintech consulting for banks helps capture strategic opportunities and create efficient business and operating models to improve profitability.
global bank credit, 2024
average cost:income EU, 2024
growth in bank credit, 2024
value of Nubank, 2025
Sectors
We provide fintech consulting for banks across a range of sectors.
01
Traditional Banks
02
Neobanks
03
Digital Banks
04
Credit Unions
05
Community Banks
06
Savings Banks
07
Mutuals
08
Development Banks
Services
Discover how fintech consulting for banks can enhance your business.
Strategy
Capitalise on emerging product, market, and technology opportunities with industry data and expert insights.
Regulation
Secure banking licenses in the EU and UK in a capital-friendly manner, meet DORA and other compliance obligations.
Technology Sourcing
Define requirements, create proof of concept, and source competitive deals from financial technology providers.
Business Model Change
Optimise products, pricing and customer experience to increase client economics and loyalty.
Operating Model Change
Optimise financial technology and delivery to create efficiency and adaptability.
Greenfield Innovation
Generate new revenue streams, data points and customer experiences in retail and corporate banking.
Coverage
| Segments | Product Groups | Financial Technology |
|---|---|---|
| Business | Accounts | Anti Money Laundering |
| Corporate | Cards | API Ecosystems |
| Institutional | Crypto Assets | Artificial Intelligence |
| Multi-lateral | Deposits | Blockchain |
| Private | Foreign Exchange | Core Banking |
| Retail | Insurance | Credit Scoring |
| Lending | Custom Software | |
| Markets | Cyber Security | |
| Payments | Data Analytics | |
| Wealth | Identify Verification | |
| Internet Banking | ||
| Mobile Apps | ||
| Open Banking | ||
| Payment Gateway | ||
| Payment Hub | ||
| RegTech | ||
| Risk & Treasury |
Sure can help you secure a banking license. We provide a comprehensive solution, including which license and jurisdiction are optimal, business plan development, sourcing of financial technology, preparation of license applications and regulatory engagement. We can ensure ongoing compliance.
Transaction banking helps treasurers manage their global finances. Transaction banking integrates cash management, payments, FX, and trade finance to manage cross-border risks, liquidity and compliance. Finanical technology plays a key role in transaction banking with cloud-native core banking, open banking, and artificial intelligence driving real-time, automated monitoring and processing.
New regulations and inflation increase costs, leading many banks to pursue scale and cost optimisation. Customer centricity drives personalisation, including service across channels and loyalty programs. Banks invest in financial technology including core banking, RegTech and cyber solutions as they seek to embed efficiency, defences and agility into their model. AI is applied in key aspects from analytics, process optimisation and software development.
Banks are subject to rapid changes in customers, competition, regulation, technology, economies and financial markets. Banks constantly seek ways to enhance customer experience, operational efficiency, compliance, risk management, and agility. Banks typically use a blend of tactics such as digital transformation, in-house shared services and business process outsourcing to ensure optimal delivery.
It pays to be Sure
From start-up scale, Sure is by your side.